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Loan Application

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Personal loan in 5 minutes

Enter Mobile number and click "Apply".
Upload your Proof Of Address.
Upload Driver License ID or Voter ID.
Pass L-Pesa Verification process.
Check your Wallet for cash.

Small Business Loan

Looking for the best support for quick financing for your business?
Small Business Loan with minimum weekly repayment.

24/7 Weekly Repayment

Transform your finances today by using L-Pesa services.
24/7 Finance, without the pinch.
Smaller instalments are more manageable.
With L-Pesa, you can pay back your micro-loan with a weekly repayment in micro-instalments.
Whether you need money for your personal growth, business development, you name it; you will soon discover that L-Pesa financial services are your secret to financial freedom.

Rates and Fees

The interest rate you will pay depends on your loan amount and credit profile. For medium to long term loans, maximum 2 years, the APR can be up to 65%. On short term loans the APR can be up to 164%. Repayment periods can be between 1 week and 24 months.

LPK Token

Vodacom Ltd

TIGO/MIC

TZS

Q&A

Q - What is the eligibility criteria to qualify for an L-PESA loan?

A - 6 months history with one of our mobile banking partner...

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Preferred Customer

Establishing and maintaining long term mutual rewarding relationships is a primary focus for L-Pesa. To fulfill this mandate, every customer is offered the opportunity to become a preferred customer, so that they can experience more benefits, ad...

Your Credit Score

At L-Pesa, we have developed a credit score system to enable those who pay back their loans on time access to more funds when they need them. We use this score to differentiate our high-risk customers from our low-risk ones. If you are a low-ris...

For better business cash flow

For Better Business Cash Flow

An L-Pesa Virtual Agent can be any agent with Mobile Banking, Tigo Pesa, Vodacom M-Pesa or Airtel Money. All an agent needs to do is partner with L-Pesa so as to enjoy the most advanced solutions from this micro-loan service provider. L-Pesa will help support an Agent’s daily cash flow management for a better and more profitable operation. This is because and agent can access the funds that they need from L-Pesa within minutes.

L-Pesa Service Available

Tanzania
Kenya
Uganda

Latest Reviews

 i have a business because the lending rate at banks as been to the highest level i am unable to take the loan i will be happy if u consider my request

l_pesa it's the easy convenient way to access loan at any time regardless of your location in the world it is a bank at hand.

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