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How Its Works?

Mobile Banking:It's Money, It's Global, It's Easy access

One click registration process

Are you looking for quick and easy financing for any type of venture? When you want to get access to a micro-loan, you are able to do so with ease through L-Pesa microfinance. You do not have to stand in a line, fill out numerous forms, provide collateral or wait for your application to go through a lengthy processing period. L-Pesa offers progressive finance, getting you closer to your micro-loan in minutes.

To begin with, you must be an active user of mobile banking services. This is the only criteria needed for you to qualify for your microloan.

To apply, follow these steps:

1. Register your mobile phone number.

That is all! Filling out the application on L-Pesa for a micro-loan is a one-step registration process. There are no complex forms to fill, queues to stand in or bureaucratic processes to navigate. Once you have provided your mobile phone number, our experts get to work with processing your loan eligibility. There is nowhere else that you will receive such fast processing, helping you get quick access to funds. You should receive your loan application approval in minutes.

Once you finish paying off your first loan, you get the ultimate reward – the opportunity to take out a bigger loan. Start with a loan of $1, and within 6 months, you could qualify for a loan of $3000.

Would you like to calculate your loan and repayment instalments? You can do this automatically in our "Loan Calculator" to the right. Simply select your loan amount and you will receive instant information on your loan payback period, weekly instalment amount and total payback figure. L-Pesa is progressive financing at its finest.

Loan Calculator

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