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Loan Application

Loan Calculator

Temporary Show All Repay Amount --



L-Pesa - Gemini Personal loan in 5 Minutes

  • Enter your Mobile Banking number in to "Loan Application" and click "Apply Now".
  • Upload your Proof Of Address and Driver License ID or Voter ID.
  • Pass L-Pesa Verification process. 
  • Check your Mobile Wallet for GUSD loan in 5 minutes.

24/7 Weekly Repayment

  • 24/7 Finance, without the pinch. 
  • Transform your finances today by using L-Pesa services.
  • Smaller instalments are more manageable.
  • With L-Pesa, you can pay back your micro-loan with a weekly repayment in micro-instalments.
  • Whether you need money for your personal growth, business development, you name it; you will soon discover that L-Pesa financial services are your secret to financial freedom.

Example Loan Calculation:

Loan Terms Weekly Total Repayable APR
40 GUSD 9 Weeks 5.4 GUSD 48.60 GUSD 8%
3,000 GUSD 104 Weeks 47.60 GUSD 4,950 GUSD 65%

Rates and Fees

The interest rate you will pay depends on your loan amount and credit profile. For medium to long term loans, maximum 2 years, the APR can be up to 65%. On short term loans the APR can be up to 164%. Repayment periods can be between 1 week and 24 months.


Q - What is the eligibility criteria to qualify for an L-PESA loan?

A - 6 months history with one of our mobile banking partner...

Preferred Customer

Establishing and maintaining long term mutual rewarding relationships is a primary focus for L-Pesa. To fulfill this mandate, every customer is offered the opportunity to become a preferred customer, so that they can experience more benefits, ad...

Your Credit Score

At L-Pesa, we have developed a credit score system to enable those who pay back their loans on time access to more funds when they need them. We use this score to differentiate our high-risk customers from our low-risk ones. If you are a low-ris...