Loan Application

Personal loan in 5 Minutes

• Enter your Mobile Banking number in to "Loan Application" and click "Apply Now".
• Upload your Proof Of Address and Driver License ID or Voter ID.
• Pass L-Pesa Verification process. 
• Check your Mobile Wallet for cash loan in 5 minutes.

Small Business Loan 

• Looking for the best support for quick financing for your business?
• Try the Small Business Loan with minimum weekly repayment.

24/7 Weekly Repayment

• 24/7 Finance, without the pinch. 
• Transform your finances today by using L-Pesa services.
• Smaller instalments are more manageable.
• With L-Pesa, you can pay back your micro-loan with a weekly repayment in micro-instalments.
• Whether you need money for your personal growth, business development, you name it; you will soon discover that L-Pesa financial services are your secret to financial freedom.

Rates and Fees

The interest rate you will pay depends on your loan amount and credit profile. For medium to long term loans, maximum 2 years, the APR can be up to 65%. On short term loans the APR can be up to 164%. Repayment periods can be between 1 week and 24 months.